A $1 out of 15 cents

Today I did a lot of reflecting about money, finances, and budgeting. In most recent years I have gone through an economic upheaval. I’ve had to adjust from eating out all of the time to making and preparing meals at home. Sometimes I am amazed when I consider the manner in which I used to spend money so freely and cavalierly! 

Having to budget and make money stretch had me reflecting on an old children’s folk song that I recall singing, while playing those hand clapping games that kids are notorious for! The words of the song are: 

Chi-Chi bam bam
Sitting on a fence
Trying to make a dollar
Out a fifteen cents
She twist
She twist
She twist like this.

That song resonated with me today, of all days, because as I sat down to do my budget I felt as if I were trying to make a dollar out of fifteen centsWhew… 

Although counting coins has been tough, it has also helped me to grow in many ways… Here are three things that came as result of me having to become more money conscious: 

1) I am more appreciative of the things I have – because I no longer take for granted that anything is a “given/guarantee” and I realize now that nothing is promised. So food on the table, a roof over my head, clothes on back, shoes on my feet, gas in the car, lights on in the house… and I could keep this list going. The point being that I am no longer indifferent to the simple blessings that I am surrounded by each day!

2) I am more conscientious about how I treat money – because I now realize that one’s attitude about money is important. Just as our attitude about other areas of life matters, so too does our outlook about money. I’ve long shed my former viewpoint that all money earned is money to be spent. I no longer espouse to the belief that money should be “easy come, easy go”. Instead, now I seek ways to pay myself (i.e., invest and make my money work for me).

And last but not least… 

3) I truly know now that nothing material will never bring happiness. So I don’t need things to try to fill emotional and/or spiritual voids. No need for shopping sprees to “feel better”! Though I still like nice things, I no longer need them. 

So today was a penny pinching day – but I intend to hold on to to my new money consciousness, even when the day comes that my money is flowing more freely. 



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